As part of these loans, lenders (financial institutions) make financing available to the owner of the property for the upgrade and the owner of the property repays the loan through interest from the Council. The FUE provides funding to companies and building owners who wish to upgrade buildings that wish to implement sustainability (e.g. B energy efficiency) or adaptation to climate change (e.g. B sprinklers for protection against bush fires). Environmental Upgrade Finance (FUE) is an agreement where by which a building owner lends money to a financier for the modernization of environmental buildings and pre-leases reimbursements through the communal tariff system. These refunds are called the Environmental Upgrade Charge (EUC). The scorecard provides the owner, lender and council with robust detailed information on the benefits of the proposed energy upgrades. .